Privacy Policy
Last updated: 10 November 2026
In short: your transactions, budgets and lists stay on your phone. We receive data only if you create an account, use Pro backup and sync, use Pro AI receipt reading, or choose to share receipt prices with the community. We do not sell your data and we show no advertising.
1. Who is responsible
Giorgio Camilleri, Rue Jean Dassier 16, 1201 Geneva, Switzerland, support@cutcosts.ch ("we"). We process personal data under the Swiss Federal Act on Data Protection (FADP) and, for users in the EU/EEA, the GDPR.
2. What stays on your phone
Transactions, income, savings, budgets, categories, accounts, shopping lists, reminders and settings are stored on your device. Receipt reading in the Free plan runs on your phone using on-device text recognition; the photo is not sent to us.
3. What we process, and why
| Data | Purpose | Legal basis |
|---|---|---|
| Email address and password (hashed), created at sign-up | Account, login, support, account deletion | Contract |
| Subscription status (from Apple/Google via RevenueCat), device ID, plan and monthly usage counters | Provide Pro, enforce the allowances | Contract, legitimate interest |
| Pro backup and sync: a copy of your app data, encrypted on our server, and the list of your devices (max. 2) | Back up and sync between your devices | Contract |
| Pro AI receipt reading: the reduced receipt image, sent for processing to an AI provider (Anthropic) through our server | Read shop, items and totals from the photo | Your explicit consent, given in the app before first use |
| Community prices (optional): shop, product, price and date from your receipts under a pseudonymous ID, no name, no email | Price comparison and deals for all users | Your consent, which you can withdraw in Settings |
| Technical logs (IP address, request time, errors) | Security, fault finding, abuse prevention | Legitimate interest |
We do not store the receipt image after it has been processed; we keep only the technical usage record (time, model, token counts, cost) used to apply your monthly AI allowance. The AI provider is not allowed to use the content to train its models under its API terms.
4. Who receives data
- Supabase (sign-in/authentication)
- Fly.io (hosting of our server)
- Anthropic (AI receipt reading, Pro only, with your consent)
- RevenueCat and Apple / Google (subscription and payment; we never see your card details)
- Infomaniak (our support email)
These providers may process data outside Switzerland and the EU/EEA, including in the United States. Where required, we rely on adequacy decisions or standard contractual clauses.
5. How long we keep data
Account and backup data: while your account exists. If Pro ends, your backup is kept for 90 days so you can renew, and then deleted. When you delete your account, we delete your account and backup. Technical logs are kept for a short period (generally up to 90 days) unless needed to investigate abuse. Community price records are not linked to your identity and may be kept.
6. Your rights
You may ask for access, correction, deletion, restriction, a portable copy of your data, and you may object to processing or withdraw consent at any time (this does not affect earlier processing). Write to support@cutcosts.ch. You can delete your account in the app (Settings → Delete my account). You may complain to the Swiss Federal Data Protection and Information Commissioner (FDPIC) or to your local authority in the EU/EEA.
7. Security
Connections use HTTPS, backups are encrypted at rest on our server, and the app can be locked with Face ID or a PIN. No system is completely secure, so keep your password private.
8. Children
CutCosts is not directed at children under 16 and we do not knowingly collect their data.
9. Changes
We will update this page when the app or the law changes and show the date above. For material changes we will notify you in the app.