Terms of Use
Last updated: 10 November 2026
1. Provider and scope
CutCosts is provided by Giorgio Camilleri, Rue Jean Dassier 16, 1201 Geneva, Switzerland, support@cutcosts.ch. By installing or using the app you accept these terms and the Privacy Policy. Apple's standard licence terms (EULA) also apply to iPhone users.
2. What the app is, and is not
CutCosts is a personal budgeting tool. It is not financial, tax, legal or investment advice, and it is not a bank. Prices, deals and receipt readings may contain errors; check them before you rely on them.
3. Accounts
You need an account for Pro features. Give correct details, keep your password secret and tell us if you suspect misuse. You may delete your account at any time in the app.
4. Free and Pro
The Free plan is free. Pro unlocks extra features, including income tracking, unlimited accounts, backup and sync (up to 2 devices) and AI receipt reading with a monthly allowance, as described in the app. Features and limits may be adjusted with notice in the app.
5. Pro subscription and free trial
- Price: CHF 4.90 per month or CHF 34.90 per year (taxes included where applicable; local prices may vary by country and store).
- New subscribers may get a 7-day free trial. A payment method is required. Unless you cancel at least 24 hours before the trial or period ends, the subscription renews automatically and your account with Apple or Google is charged.
- Payment, renewal and cancellation are handled by Apple App Store or Google Play. You can manage or cancel in your store account settings. Deleting the app does not cancel the subscription.
- Refunds are decided by Apple or Google under their policies. Where mandatory law gives you a right of withdrawal or refund, nothing here limits it.
- Prices may change; we will tell you before a change takes effect, and you can cancel before it applies.
6. AI features
Pro AI features send content you choose (such as a receipt photo) to an AI provider via our server, only after you consent in the app. Results can be wrong or incomplete. You are responsible for checking them. A fair-use monthly allowance applies, shown in the app.
7. Your content
Your data belongs to you. You give us only the limited right to process it as needed to run the features you use (see the Privacy Policy). If you choose to share receipt prices with the community, you confirm that you may do so and allow us to use the anonymised price data to power price comparison for all users.
8. Acceptable use
Do not misuse the service: no attempts to break, overload or reverse-engineer it, no automated access, no unlawful content, no resale of the service or of community price data.
9. Availability and changes
We try to keep the app working but do not promise uninterrupted service. We may update, change or discontinue features. Keep your own export of important data (Settings → Export my data).
10. Liability
To the extent permitted by law, we are liable only for intent and gross negligence, and for harm to life, body or health, and where mandatory law (including product liability law) applies. We are not liable for indirect or consequential loss, lost data or lost savings opportunities, or for the accuracy of third-party prices. Rights you have as a consumer under mandatory law stay unaffected.
11. Termination
You may stop using the app and delete your account at any time. We may suspend or end access if you seriously breach these terms. Subscriptions are ended through the store.
12. Governing law and courts
Swiss law applies, excluding conflict-of-law rules. For consumers, mandatory consumer-protection law of your country of residence remains unaffected. Unless mandatory law gives you another court, the courts of Geneva, Switzerland, have jurisdiction.
13. Changes to these terms
We may update these terms. We will show the date above and notify you in the app of material changes. If you keep using the app after a change, you accept it.